New: Flexible Ahead Microloan for Founders

Founders can now receive their Ahead microloan as an overdraft facility – flexible in use, fair in interest, and tailored to real needs. More room for entrepreneurship with Ahead and ZKB.


More Flexibility for Founders: The New Ahead Microloan

As part of the collaboration between Ahead and Zürcher Kantonalbank (ZKB), there is an important update for future entrepreneurs: the microloan is no longer disbursed as a standard loan, but now as an overdraft facility. This change affects not only the form of disbursement – it also opens up new possibilities for founders.

What’s New?

Until now, successful loan applicants received amounts between CHF 5,000 and CHF 40,000 as a traditional loan. From now on, the business loan will be provided as an overdraft facility directly via a ZKB business account.

The Benefits at a Glance

  • Maximum flexibility: Borrowers can draw only the funds they need. Interest and fees apply only to the amount actually used.

  • No immediate repayment obligation: The first repayment is due no later than six months after the loan is granted, followed by monthly repayments, aiming for full repayment within four years.

  • Market-based interest agreement: The interest rate is determined individually and adjusted to current market conditions.

ZKB – A Strong Banking Partner in the Zurich Economic Region

Who Can Apply for the Ahead Microloan?

  • Sole proprietorships, general partnerships, or LLCs (GmbH) domiciled in the Zurich economic region

  • A viable business idea backed by a convincing budget and no existing debt

  • No open debt collection proceedings and a clear financial situation

  • Founders must demonstrate professional competence and willingness to undergo training

  • For LLCs: joint surety from shareholders is required

A Step Forward

With the new ZKB overdraft facility, Ahead offers founders greater entrepreneurial freedom and flexibility in building their businesses. A modern financing solution tailored to real needs – a step in the right direction for all those ready to bring their ideas to life.